dv01 INTELLIGENCE: Predictive Analytics for Consumer Loans

dv01 Intelligence brings together advanced behavioral modeling, comprehensive portfolio management, and built-in reporting tools to power informed risk management decisions.
Our proprietary behavioral model incorporates internal and external datasets, including spending, demographic, economic, and investor portfolio data. Once incoming data is cleansed and normalized, we combine it with consumer-level data science, economics, and quantitative models to predict if and when individual consumers will pay back their loans.
dv01 Intelligence provides investors insights that are customized to their portfolios, available in real-time, and immediately actionable. This includes research reports, anomaly detection, cashflows, benchmarking, and stress testing. Our goal is to predict future loan performance with unrivaled accuracy.
Research reports

Gain in depth understanding into origination and performance trends

Benchmarking

Review how your cut of the pool compares to the full universe of loans

Anomaly detection

Identify under and over performing cohorts with our AI algorithm

Cashflows

Predict future returns based on prepay, default, and severity assumptions

Stress testing

Analyze how adverse economic scenarios impact marketplace asset performance

Why Us?

Building dv01’s reporting and analytics tools has uniquely positioned us to offer true financial intelligence to our clients.
We’ve developed data engineering and mining expertise by aggregating 100s of 1,000s of data points from marketplace lenders.
We have a deep understanding of client level portfolios, having provided our customers insight into $40B+ of loans.
We’ve built a team that successfully combines technology and finance—and now academia.