Origination Report: Consumer Unsecured, April 2024

17 May 2024

originations April 2024

Download this month's installment of the dv01 Origination Report to stay up-to-date on the latest trends.

Quick Insights

  • April saw a massive rebound in unsecured personal loan originations, with a 13.3% increase month-over-month. This recovery is particularly notable given the typically slower origination volumes in April. The total originations are now almost back to the levels seen in summer 2023.

  • Credit quality continued to improve with average FICO scores rising to 732, driven by an increase in 740+ FICO originations. Additionally, there was a consistent tightening of lending standards, with top-grade originations reaching the higher end of their recent range.


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