Research
Origination Report: Consumer Unsecured, September 2023
17 October 2023
The latest installment of the dv01 Origination Report is now available.
Quick Insights
Consumer Unsecured: dv01 analyzed GWACs and credit card rates and found that, given increasing rates on credit cards, borrowers may be more incentivized to refinance debt into installment loans.
Consumer Unsecured: Loan volume declined 16.8% MoM—the largest non-COVID related decline in the sector's history. Due to this dramatic drop, analysis by attributes is limited.
