To better understand how DQ and modified loans perform over time, the market must use a longer time horizon than the standard 30-90 day view. dv01’s loan-level capabilities allow us to track these types of loans over six months.
dv01’s latest research conducts this analysis for Non-QM, Consumer Unsecured, and Subprime Auto loans and clarifies if a borrower is Current due to full repayment or reduced payments. This is the fourth installment in this series, with data as of June 30, 2023.
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