FeaturedResearch

Origination Report: Consumer Unsecured & Auto Loans, December 2022

24 January 2023

Orig - CU and Auto - Dec 2022

Tags

autos
consumer unsecured

Share

The latest installment of the dv01 Origination Report is now available. Quick Insights

  • Consumer Unsecured: While originations decreased (5.7% MoM), it is in-line with seasonal trends (page 2).

  • Consumer Unsecured: PTI metrics increased MoM, largely erasing the declines over the past two months (page 4).

  • Auto: Securitization of Q1-2022 loans is more than 25% below normal quarterly originations, matching the COVID-driven lows of Q1- and Q2-2020 (page 10).

  • Auto: 2022 has seen a modest decline in the percentage of loans to borrowers with incomes over $140K, offset by a progressive increase in loans to $45K-65K, and especially $65K-85K borrowers (page 12).



newsletter-image@3x

Receive the Latest Insights

Subscribe to our mailing list to stay up-to-date with the latest market insights and product updates.

Subscribe

RELATED POSTS